An exchange-traded fund (ETF) pools together investor capital to invest across a diverse range of financial assets. But how do they work?

Bio
Saima spent the early days of her career advancing the finance office of a prominent manufacturing business. After taking a sabbatical, she decided to use her expert knowledge and apply it to the stock market. Now, 10 years later, she manages a substantial portfolio built using detailed and thorough analysis.
Outside The Money Cog, Saima is an avid supporter of empowering women in the workplace. She is currently working very closely with Women of Wonders Pakistan to help other women achieve their career goals.
Current Holdings
PSX: CENERGY, PSX: FFL, PSX: PCAL, PSX: PKGS, PSX: SHEZ, PSX: SIEM
What Is an Investment Adviser, and Do I Need One?
An investment adviser provides clients with investment advice to help them achieve their financial goals. But are they worth the cost?
Should I buy or sell Severn Trent shares right now?
Severn Trent shares have been on a bull run rising by 20% in just a few weeks. Is this a stock I should consider for my portfolio?
Are Prudential Shares a buy today?
Prudential shares have nearly halved in 2022 as Covid policies in China disrupt its balance sheet. But is this secretly a buying opportunity?
5 ways to start investing in real estate in the UK
There are several ways investors can start investing in real estate in the UK. But which is the best option?
Should I buy or sell Unilever shares today?
Unilever shares have remained stable in the recent stock market volatility, but can the business continue to deliver on investor expectations?
What Is Return on Investment (ROI)?
Return on Investment (ROI) is a powerful method to judge the profitability of an investment. But it has several limitations.
Should I buy or sell British American Tobacco (BATS) shares right now?
Can BATS shares continue to outperform the stock market as the company launches new products? Or is management being too optimistic?
Should I Invest £1,000 In SSE Shares In 2023?
With energy prices surging, is a £1,000 investment into SSE shares wise? Saima Naveed explores if the energy company is a good investment.
